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vocabulary
1000+ books

100 Words Encountered in

Personal Finance

Other Interests
capital
She worked hard to raise capital to start their new company.
capital = cash (or more generally, material wealth — especially assets available for use in the production of further assets)
DefinitionGenerally this sense of capital means:
material wealth — especially assets available for use in the production of further assets
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Library17 uses in 10 avg bks
SATtop 1000
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portfolio
as in:
a leather portfolio
The papers are in my portfolio.
portfolio = a large, flat, thin case for carrying papers, drawings, etc.
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Library0 uses in 10 avg bks
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appreciate
as in:
We hope our home will appreciate
The home appreciated in value.
appreciated = increased in value
DefinitionGenerally this sense of appreciate means:
to increase in value
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Library0 uses in 10 avg bks
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assess
2 meanings
as in:
assess the situation
They assessed the property's value at $500,000.
assessed = considered and judged
DefinitionGenerally this sense of assess means:
consider something and make a judgment
Word Statistics
Library4 uses in 10 avg bks
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as in:
assess a fee
The amount of property tax assessed depends upon the value of the property.
assessed = charge a tax, fine, or fee
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Library4 uses in 10 avg bks
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mortgage
We are the proud owners of a new home and a $100,000 mortgage.
mortgage = a real estate loan agreement that promises to turn the real estate over to the lender if the loan isn't paid
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Library3 uses in 10 avg bks
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acquire
Children acquire language at an amazing rate.
acquire = obtain (come into the possession of something)
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Library16 uses in 10 avg bks
SATtop 500
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contract
as in:
legal contract
She signed the contract.
contract = a written agreement that is enforceable by law
DefinitionGenerally this sense of contract means:
an agreement - typically written and enforceable by law
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Library9 uses in 10 avg bks
SATtop 1000
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anxiety
She suffers from more than the usual pre-test anxiety.
anxiety = nervousness or worry
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Library20 uses in 10 avg bks
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speculate
philosophers have speculated on the question of God for thousands of years
speculated = thought and guessed without certainty
DefinitionGenerally this sense of speculate means:
to guess without certainty

or:

to think about or consider something

or (more rarely):

to risk money in a financial venture
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Library13 uses in 10 avg bks
SATtop 2000
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speculative
I'm too old to invest in speculative business enterprises.
speculative = uncertain — especially in reference to a profit-making investment or venture
DefinitionGenerally this sense of speculative means:
uncertain — especially in reference to a profit-making investment or venture

or:

inclined to guess and think about subjects where there is no certainty
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Library1 uses in 10 avg bks
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sufficient
We have sufficient supplies.
sufficient = adequate (enough — often without being more than is needed)
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Library20 uses in 10 avg bks
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obligation
She feels that helping him is her obligation.
obligation = duty
DefinitionGenerally obligation means:
a duty
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Library11 uses in 10 avg bks
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indicate
These maps are drawn with north to the top unless otherwise indicated.
indicated = pointed out (shown)
DefinitionGenerally indicate means:
to show (point out, demonstrate, express, or suggest)
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Library36 uses in 10 avg bks
SATtop 10
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ratio
The ratio of the 2nd to 4th finger length predicts spatial ability in men.
ratio = the relative magnitudes of two quantities — often expressed as a:b (which could also be expressed as the fraction a/b)
Word Statistics
Library3 uses in 10 avg bks
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assets
2 meanings
as in:
it's one of her best assets
The University is one of the city's greatest assets.
assets = positive traits or things of value
DefinitionGenerally this sense of assets means:
any positive trait or thing of value
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Library2 uses in 10 avg bks
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as in:
the company's assets
The company has strong assets and a good credit history, so the bank will loan them money at a low interest rate.
assets = the cash value that an accountant would place on things that are owned; or the things of value
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Library2 uses in 10 avg bks
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liabilities
as in:
she is a liability to our cause
Her temper is her main liability. She hasn't learned to control angry attacks at anyone who disagrees with her.
liability = any negative trait or thing that creates a problem
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Library0 uses in 10 avg bks
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approximate
The state has approximately as many Republicans as Democrats.
approximately = about (but not exactly)
DefinitionGenerally approximate means:
almost, but not exact; or similar
Word Statistics
Library7 uses in 10 avg bks
SATtop 1000
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default
as in:
defaulted on their loan
If I don't sell my home, I'll have to default on my loan.
default = not make the payments
DefinitionGenerally this sense of default means:
failing to meet a financial obligation—such as making a monthly payment on a debt
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Library1 uses in 10 avg bks
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stock
She bought Google stock before it doubled in value.
stock = shares of ownership of a corporation
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Library0 uses in 10 avg bks
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bond
as in:
the bond market
US Bonds are considered vary safe, but they will go down in value when interest rates rise.
bonds = certificates to repay a loan that are issued by a government or corporation
DefinitionGenerally this sense of bond means:
a certificate issued by a government or corporation that promises to repay a debt  in return for a loan
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Library3 uses in 10 avg bks
SATtop 1000
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reconcile
as in:
reconciled their differences
She reconciled her checking account statement.
reconciled = brought into agreement (in this case, the statement from the bank with the record she kept in her check register)
DefinitionGenerally this sense of reconcile means:
to bring into agreement

(see word notes for more detailed definitions based on context)
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Library3 uses in 10 avg bks
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diversify
They worked hard to diversify the student body.
diversify = to make more varied
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Library0 uses in 10 avg bks
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inquire
Students should contact our office to inquire about scholarship opportunities.
inquire = ask about or look into
DefinitionGenerally inquire means:
to ask about or look into something
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Library20 uses in 10 avg bks
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scrutiny
She scrutinized her reflection in the mirror.
scrutinized = looked very carefully at
DefinitionGenerally scrutiny means:
careful examination of something
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Library9 uses in 10 avg bks
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comprehensive
Her insurance includes comprehensive coverage.
comprehensive = including everything
DefinitionGenerally comprehensive means:
including everything or everything important
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Library2 uses in 10 avg bks
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bankrupt
2 meanings
as in:
company went bankrupt
If we don't control spending, we'll go bankrupt.
bankrupt = legally declared to be unable to pay money that is owed

or (informally):  the state of having little or no money
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Library2 uses in 10 avg bks
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as in:
bankrupt idea
It is a bankrupt approach to solving the problem.
bankrupt = without value
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Library2 uses in 10 avg bks
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habitual
The counseling is to break the cycle of habitual drug abuse.
habitual = done regularly without repeated thought
DefinitionGenerally habitual means:
done regularly
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Library3 uses in 10 avg bks
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liable
as in:
is legally liable
She was drunk and liable for the death of the other driver.
liable = held legally responsible
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Library2 uses in 10 avg bks
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down payment
We're saving money for a down payment on a home.
down payment = a partial payment made at the time of purchase
DefinitionGenerally down payment means:
a partial payment made at the time of purchase (the rest to be paid later)
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Library1 uses in 10 avg bks
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community property
California and Texas are two of the community property states.
community property = property and income belonging jointly to a married couple

or:

the principle that property acquired during a marriage and funds that are commingled during the marriage are jointly owned
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intestate
She died intestate.
intestate = without a will
DefinitionGenerally intestate means:
describes a person who died without a legally valid will; or describes property left by such a person
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Library0 uses in 10 avg bks
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derive
She likes to win, but she doesn't derive pleasure from watching others lose.
derive = get
DefinitionGenerally derive means:
to get something from something else

(If the context doesn't otherwise indicate where something came from, it is generally from reasoning—especially deductive reasoning.)
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Library5 uses in 10 avg bks
SATtop 1000
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deposit slip
I still have checks, but I ran out of deposit slips.
deposit slips = a slip of paper made to lists the amount of money and each check being deposited into a bank account
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principal-agent problem
The legislation is intended to reduce the principal-agent problem in our industry.
principal-agent problem = the difficulties that arise because an agent (who makes decisions for a principal) has incentives or objectives that differ from those of the principal
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Library0 uses in 10 avg bks
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abdicate
as in:
abdicated responsibility
You can't abdicate responsibility.
abdicate = ignore
DefinitionGenerally this sense of abdicate means:
to ignore duties or obligations
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Library0 uses in 10 avg bks
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abrasive
as in:
rub with an abrasive
He cleaned it with an abrasive.
abrasive = a substance that wears down another surface (abrades)
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abscond
the accountant absconded with the cash from the safe
absconded = ran away
DefinitionGenerally abscond means:
to run away (usually taking something you shouldn't)
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Library0 uses in 10 avg bks
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abundant
Farmers in the region enjoy good soil, moderate temperatures, and an abundant supply of water.
abundant = present in great quantity
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Library8 uses in 10 avg bks
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acclaim
the book was released to great acclaim
acclaim = praise enthusiastically and publicly
DefinitionGenerally acclaim means:
to praise enthusiastically and publicly
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Library1 uses in 10 avg bks
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accolade
The Heisman Trophy is the highest accolade in college football.
accolade = an award or public praise
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Library0 uses in 10 avg bks
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accommodate
as in:
hotel accommodations
Overnight accommodations are available.
accommodations = physical space — especially a place where travelers can stay
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Library1 uses in 10 avg bks
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accord
4 meanings
as in:
according to, or in accord with
She will get a fair trial in accordance with the law.
accordance = keeping with; or agreement with
DefinitionGenerally this sense of accord means:
in keeping with; or in agreement/harmony/unity with
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Library42 uses in 10 avg bks
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as in:
reached an accord
They're hoping to have a stronger climate-change accord by the end of the year.
accord = agreement
DefinitionGenerally this sense of accord means:
an agreement
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Library1 uses in 10 avg bks
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as in:
done of her own accord
She was not forced. She did it of her own accord.
own accord = mind
DefinitionGenerally this sense of accord means:
mind — voluntarily (without anyone asking)
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Library4 uses in 10 avg bks
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as in:
accord her the respect deserved
They expect to be accorded the same respect as any other nuclear armed nation.
accorded = given special treatment
DefinitionGenerally this sense of accord means:
to give someone special treatment — especially respect
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Library1 uses in 10 avg bks
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accordion
An accordion wall can be closed to divide the room.
accordion = characterized by narrower parallel folds when closed and wider when open — such as a door or musical instrument with that characteristic
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Library0 uses in 10 avg bks
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acquisition
From the fifth grade onward, most vocabulary acquisition occurs incidentally while reading.
acquisition = to get possession of
DefinitionGenerally acquisition means:
obtaining possession of something; or the thing possessed
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Library2 uses in 10 avg bks
SATtop 500
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acumen
She built a very successful company with uncommon business acumen.
acumen = uncommon ability to make good decisions
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Library0 uses in 10 avg bks
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adage
Remember the old adage: "It's not how much you earn; it's how much you save."
adage = saying
DefinitionGenerally adage means:
An old saying considered wise by many; e.g., "Actions speak louder than words."
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Library1 uses in 10 avg bks
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adjunct
2 meanings
as in:
adjunct faculty
She is an adjunct professor who teaches just one class.
adjunct = something added to another thing, but not an essential part of it
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Library0 uses in 10 avg bks
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as in:
called for his adjunct
I spoke with her adjunct.
adjunct = assistant or subordinate
DefinitionGenerally this sense of adjunct means:
a person who is an assistant or subordinate to another
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Library0 uses in 10 avg bks
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aficionado
He is an aficionado of fine cigars.
aficionado = someone who is enthusiastic about a particular subject
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Library0 uses in 10 avg bks
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agenda
2 meanings
as in:
on the agenda
Everyone received a copy of the agenda the day before the meeting.
agenda = a list of matters to be discussed at a meeting
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Library2 uses in 10 avg bks
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as in:
has his own agenda
She represents the organization, but she also has her own agenda.
agenda = a list of objectives; or an overriding goal or plan
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Library2 uses in 10 avg bks
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aghast
She stepped back aghast at the behavior.
aghast = shocked with feelings of surprise and dismay
DefinitionGenerally aghast means:
shocked with feelings of surprise and dismay (sadness, disappointment, or worry)
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Library3 uses in 10 avg bks
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AIDS
Many people who spread AIDS are unaware that they have HIV.
AIDS = a serious (often fatal) disease of the immune system transmitted through bodily fluids especially by sexual contact or contaminated needles
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Library2 uses in 10 avg bks
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ailment
She died of a heart ailment.
ailment = illness
DefinitionGenerally ailment means:
an illness
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Library3 uses in 10 avg bks
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albeit
She is just a person, albeit a very powerful person.
albeit = although
DefinitionGenerally albeit means:
although (used to introduce a phrase that reduces or modifies the effect of what preceded it)
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Library2 uses in 10 avg bks
SATtop 1000
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alleviate
Regular massage will help to alleviate the pain.
alleviate = to lessen something that is bad — especially to lessen pain
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Library2 uses in 10 avg bks
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alliance
The Islamic governments formed an alliance to defeat Israel.
alliance = a group of countries, people, or organizations working for common goals
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Library7 uses in 10 avg bks
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allot
She allotted part of the yard for the dogs and part for a garden.
allotted = to give out — especially a share of something
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amicus brief
Twenty states filed an amicus brief.
amicus brief = a document filed in a legal proceeding by an interested party who is not directly part of the case
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amortize
The loan is amortized over 10 years.
amortized = to reduce gradually — usually a debt or the cost of an asset
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anemic
The company has been managing anemic growth.
anemic = lacking vitality
DefinitionGenerally anemic means:
suffering from too few red blood cells

or metaphorically:  lacking vitality
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Library1 uses in 10 avg bks
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anonymous
2 meanings
as in:
an anonymous author
Everyone wonders who has been sending her anonymous love letters.
anonymous = (written by) someone who did not reveal their name or identity
DefinitionGenerally this sense of anonymous means:
an unknown person, or of an unknown person — such as an unknown author, or donation of an unknown person
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Library4 uses in 10 avg bks
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as in:
an anonymous, uninteresting house
Mine is the third house on a block of anonymous brick houses.
anonymous = lacking individuality or interesting features
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Library4 uses in 10 avg bks
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appraise
2 meanings
as in:
appraised value of
The interest rate is higher if we borrow over 80% of the home's appraised value.
appraised = to place a value on or judge the worth of something
DefinitionGenerally this sense of appraise means:
place a value on or judge the worth of something
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Library3 uses in 10 avg bks
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as in:
appraise the situation
He appraised the situation carefully before acting
appraised = evaluate (consider in a comprehensive way)
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Library3 uses in 10 avg bks
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askance
He looked askance at the offer.
askance = with disapproval, distrust, or suspicion
DefinitionGenerally askance means:
with disapproval, distrust, or suspicion

or:

directed to one side — especially a sideways glance
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Library1 uses in 10 avg bks
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Asperger's
He does an excellent job in the back office despite suffering from Asperger's syndrome.
Asperger's = a mental disorder most commonly associated with undeveloped social abilities — often associated with an abnormally strong interest in one particular area
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assortment
a great assortment of cars was on display
assortment = a collection containing a variety of a sort of a thing
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Library6 uses in 10 avg bks
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astute
Astute investors spread their risk instead of investing all their money in just one thing.
astute = smart and perceptive
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attain
She was the first woman to attain the rank of general.
attain = gain or reach something with effort
DefinitionGenerally attain means:
to gain or reach something with effort
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Library7 uses in 10 avg bks
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audit
2 meanings
as in:
audit the books
The bank insists on seeing audited financial statements.
audited = having been examined carefully and verified by a licensed accountant
DefinitionGenerally this sense of audit means:
examine carefully for accuracy with the intent of verification — especially an inspection of a company's accounting procedures and records by a trained accountant
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Library0 uses in 10 avg bks
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as in:
audit the class
The class was full, but the professor allowed me to sit in the back and audit it.
audit = attend an academic course without getting credit
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authenticate
The expert authenticated her signature.
authenticated = established that something is real or what people say it is
DefinitionGenerally authenticate means:
establish that something is real or what people say it is
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Library1 uses in 10 avg bks
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aversion
Our older staff tend to have an aversion to change.
aversion = dislike that leads to avoidance
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Library2 uses in 10 avg bks
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avid
She's an avid sports fan.
avid = enthusiastic
DefinitionGenerally avid means:
enthusiastic or strongly interested
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Library2 uses in 10 avg bks
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badger
2 meanings
as in:
badgered her until she agreed
Stop badgering me. I gave you my answer and I'm not going to change it.
badgering = nagging
DefinitionGenerally this sense of badger means:
to nag or bother someone repeatedly — typically to get them to do something
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Library2 uses in 10 avg bks
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as in:
saw a badger
The word badger is thought to have come from a French word for "digger".
badger = burrowing mammal with strong claws widely distributed in the northern hemisphere
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Library1 uses in 10 avg bks
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baffle
2 meanings
as in:
baffled him
She looked baffled by the question.
baffled = completely confused
DefinitionGenerally this sense of baffle means:
to completely confuse someone
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Library4 uses in 10 avg bks
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as in:
acoustic baffle
The car's tail pipe has an acoustic baffle to reduce noise.
baffle = something constructed to control the flow of sound or fluid
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Library3 uses in 10 avg bks
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begrudge
I don't begrudge her making a profit, but this is unreasonable.
begrudge = resent (feel bitter about)
DefinitionGenerally begrudge means:
to resent (feel bitterness—usually over unfairness); or to give unwillingly
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Library2 uses in 10 avg bks
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belabor
Please don't belabor the obvious.
belabor = keep talking about something more than is necessary
DefinitionGenerally belabor means:
to keep talking about something more than is necessary
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Library1 uses in 10 avg bks
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bequeath
It is our duty to bequeath a better world to our grandchildren.
bequeath = leave (or give by will) usually upon death
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bequest
The total bequest was over a million dollars.
bequest = a gift specified in a will (upon death)
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berate
Nobody likes to work with her. She is always berating her colleagues.
berating = criticizing severely or angrily
DefinitionGenerally berate means:
criticize severely or angrily
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Library2 uses in 10 avg bks
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Big Brother
Be careful. Big Brother is watching.
Big Brother = a person or organization that attempts to exercise total control over people and that invades their privacy to do so
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Bill Gates
Today, Bill Gates devotes most of his time to philanthropy.
Bill Gates = U.S. software entrepreneur who founded Microsoft, became the world's richest person while still in his 30s, and funded the Bill & Melinda Gates Foundation (b. 1955)
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blasť
... exhibited blasť indifference.
blasť = uninterested — especially because of frequent exposure
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bountiful
the bountiful Thanksgiving dinner
bountiful = an abundant (large) amount
DefinitionGenerally bountiful means:
given in abundance (a large amount); or an abundant (large) amount
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breach
He was sued for breach of contract.
breach = breaking
DefinitionGenerally breach means:
break — as in break an understanding or a break (gap) in a wall
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Library6 uses in 10 avg bks
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brief
2 meanings
as in:
briefed her
The reporters were briefed about the President's plan to invade.
briefed = gave a summary of important information to someone
DefinitionGenerally this sense of brief means:
to give a summary of important information to someone
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Library4 uses in 10 avg bks
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as in:
legal brief
The ACLU filed the brief in October.
brief = a summary of important facts — especially an opinion of a legal case
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broach
I am looking for a way to tactfully broach the topic of her bad breath.
broach = bring up a topic for discussion - especially an awkward topic
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byline
He uses Jonathan in his byline, but everyone calls him Jon.
byline = a line giving the name of the writer of an article — typically at the top of the article
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cajole
She is working to convince, cajole, and pressure other Representatives to vote for the bill.
cajole = gently persuade
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Library2 uses in 10 avg bks
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